Michigan Collection Attorney
Serving the Tri-County and Greater Detroit Areas
Phone: (586) 803-0500
At the Bashore Green Law Group, we handle personal bankruptcy matters for clients in the Greater Detroit area, throughout Michigan and across the United States. We know from experience that the bankruptcy laws can be confusing and intimidating. With the revisions to the bankruptcy laws in 2005, you may be uncertain whether you can still file for bankruptcy.
Are you unable to keep up with your credit card payments? Facing home foreclosure or vehicle repossession? Tired of collection agencies calling you to demand payment of unpaid debts? Contact our offices to arrange a confidential consultation to discuss whether bankruptcy is an option for resolving your unpaid debts.
Chapter 7 Bankruptcy - Discharge of Debts
In a Chapter 7 bankruptcy proceeding, you agree to sell or liquidate certain assets in exchange for the discharge of specific debts. Some obligations, such as child support arrearages, student loans and some tax debts, cannot be extinguished through a bankruptcy filing. Likewise, you will not be required to sell all of your assets to satisfy obligations to your creditors. Your primary residence and vehicle are among the items that may be exempt from a Chapter 7 liquidation.
Under the previous bankruptcy law, almost anyone could file for protection under Chapter 7. The revised bankruptcy law makes it more difficult to file a Chapter 7, requiring that you submit to a "means test" to determine whether you qualify. We will review your situation in light of the requirements of the means test to help you determine whether a Chapter 7 filing is available to you. We will make certain, before you file, that you understand what you may discharge through a consumer bankruptcy and what assets you may be able to protect.
Chapter 13 Bankruptcy - Repayment Plans
In a Chapter 13 bankruptcy filing, you agree to repay your creditors over a period of 3-5 years. During the course of the bankruptcy, you will meet with your creditors and seek to negotiate repayment terms. We will act as your advocate in all proceedings with creditors.
If you are able to reach agreement with a creditor, you can take your proposed settlement to the bankruptcy court for approval. If you are unable to find a resolution agreeable to both parties, the bankruptcy judge will propose repayment plans.
We will review any settlement offers to make certain they are within your means. If you enter into an agreement with a creditor and fail to keep the promise, you can lose the protections afforded under the bankruptcy law.
Contact a Macomb County, Michigan Bankruptcy Lawyer
Bashore Green Law Group
MI Collections Attorney
Diamond Office Plaza
49206 Van Dyke Road
Shelby Township, MI 48317
Phone: (586) 803-0500
We accept all major credit cards: Mastercard, Visa, American Express, Discover
The Shelby Township OWI attorney & Troy drunk driving lawyer at the Bashore Green Law Group, located in Shelby Township, Michigan, serves clients in the Greater Detroit, Tri-County area, in communities such as Troy, Sterling Heights, Macomb, Pontiac, Clinton Township, Rochester Hills, Utica, Bloomfield, Fraser, St. Clair Shores, LaPeer, Mt. Clemens, Pt. Huron, Oak Park, Huntington Woods, Southfield, Harrison Township, West Bloomfield Hills, Rochester, Romeo, Warren, Chesterfield, Waterford, Birmingham, Royal Oak, Ferndale, Detroit, and Berkley, MI.
Oakland County • Wayne County • Macomb County • St. Clair County
